John S. Carton, Ph.D., ABPP

Board Certified/Licensed Psychologist

Professor Emeritus of Psychology, Oglethorpe University



I no longer participate on insurance panels, nor am I accepting Medicare/Medicaid.  I am what is known as an "out of network healthcare provider." If my clients desire insurance reimbursement, and their policy allows for "out of network" reimbursement, I provide an invoice that my clients may submit themselves. My fees are competitive and well within what is considered usual and customary for a psychologist with my experience and credentials. Please give me a call or send me an email if you have questions about insurance, my fees/costs, and scheduling. I am happy to spend some time up front to determine if I am a good fit for your needs.


Please note that clients pay the full quoted fee directly to me either at the time of the appointment or as arranged (e.g., monthly invoice). Because I am "out of network" the fees you pay me: (1) May not be covered at all by your insurer, or only partially covered; (2) May not count towards a yearly deductible; and (3) May be higher than if you obtained services by an "in network" provider (i.e., someone who "takes your insurance"). You will not receive any surprise bills from me. I abide by the "No Surprises" ACT and, as such, provide transparency about my costs/fees, including describing my rates during the initial phone consultation and providing a written "good faith estimate" that details my rate per service requested. I encourage you to compare my fees and services to those offered by other providers inside and outside of your insurance network. I also recommend you contact your insurer directly to determine your exact benefits, particularly as they relate to out of network psychotherapy. 



Good Faith Estimate and the "No Surprises" ACT:

Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities

are required to provide a good faith estimate of expected charges for items and services to individuals

who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a

claim with their plan or coverage both orally and in writing, upon request or at the time of scheduling

health care items and services. 


For more information on this ACT:

Visit CMS.gov/nosurprises, or call the Help Desk at 1-800-985-3059 for more information. TTY users can call 1-800-985-3059.